Loan Program Benefits

Working with BDC to utilize 504 loan financing provides benefits to both lenders and businesses.

Benefits to Lending Partners

  • 1st mortgage on property
  • Standard 50% loan to value
  • Improved cash flow
  • BDC works with the client


Benefits to Borrowers

  • Conserve working capital – 10% down
  • Low fixed rates through maturity (10, 20 or 25 years)
  • Extended terms provide lower monthly payments

BDC understands the value of commitment and teamwork. By joining hands with traditional lenders to support the efforts of small business owners and entrepreneurs, all members of the business community will reap the rewards.